If you have a teen driver in your household, chances are you’re concerned about keeping your auto insurance costs under control. As a group, teen-agers do cost more to insure than adults. But there are several ways to reduce your teen’s auto insurance costs. Give us a call anytime and we’ll be happy to discuss them. In the meantime, here are two great ways to keep costs down:

  • Drive an older, safer vehicle. You probably aren’t going to score any points with your teen-ager by making them drive an older family SUV or sedan instead of a newer, sportier set of wheels. But you could pay less in premiums to insure your teen if they drive an older (and safer!) vehicle.
  • Maintain a clean driving record. Make sure your teen-ager knows the effect that speeding tickets and at-fault accidents can have on the cost of insuring their vehicle. Make sure they know any state laws regarding seatbelt use and banning cell phone use and texting while driving. Consider a defensive driving course beyond the typical driver’s education course taken in school.