If you rent a home, it's important that you purchase a renters insurance policy. Many renters are not aware of the fact that their landlord is under no obligation to replace any of their possessions if a natural disaster, theft, fire or any other type of event occurs that results in the loss of personal property.
Even though a landlord might be responsible for repairing any damage to the structure of the property after a disaster, a renter can face a significant financial loss without a renters insurance policy in place.
Renters Insurance Offers the Following Protections for Renters:
- Protection against loss due to fire, flood, and other natural disasters
- Protection against loss due to theft
- Reimbursement for temporary housing if the rental property is uninhabitable for a period of time
No matter what type of property you are renting, a renters insurance policy is a smart choice.
At Rocky Mountain Insurance Center, we are concerned about covering all of the risks in your life. For a renters insurance quote, please contact us today at (720) 335-6872. We look forward to serving you for all of your Auto, Home, Flood, Life, Health and Commercial insurance needs!